Great News! Getting out of poverty is almost entirely in your control. If you weren't raised with principles that support the following behaviors, it will be challenging, yet still totally doable.
- Start by changing the way you think. Life on this planet is full of abundance. There is enough for everyone, including money. The best way for you, I think, is to think of something you can offer to others that you love doing. You are rewarded by being of service to other people. What do you know that's of value to others? Or, what can you do that's of service to others? Start there. There is always room for another service busines
- You have a gift: time. You are young, and you are not homeless because your parents are willing to keep you under their roof. Some people do not have that luxury, and are forced to continue working dead-end jobs while expenses accumulate, never able to escape the poverty cycle.
Rather than taking out loans and spending time on formal education, spend some time exploring careers you think you wouldn't hate too much: conduct informational interviews with people in the profession, shadow willing victims, go to the library to check out different subjects, etc.
Don't worry so much about needing to LOVE something. As someone who has heavily switched career directions, I now think passion is over-rated. What is more important is finding a career that is engaging enough for you to stick to so your earnings can grow over time. - Getting out of poverty means generating enough income to sustain yourself and your dependents. To do this you will need time. Learn to do something well enough that people will pay you good money for it. Most of the time it costs money to make money, so you will probably need something to start with. If you have a good welcoming and trustworthy attitude, people will help you with what you need to start with. A lemonade stand in the park is an inexpensive startup. So is babysitting. Not saying that this is exactly what you should do, but you should choose something that is needed, but doesn't cost too much to start, and is not a lot of waste. Over time you will be able to choose your working hours, clients/customers, pay rate, etc. Also, take advantage of FREE stuff! There are other ways poverty can be defeated, but for now, this is all I've got.
- Take Responsibility: Cultivate the habit of self reflection. It is human nature to externalize blame. When you blame someone for your situation, you disempower yourself. Even if you think someone or something else is to blame, focussing on what you can do instead will lead to better results. Think about what you can change in your habits and behaviors and that will improve your chances of overcoming any obstacle.
- Thrift and Saving. Spend as little money as possible until you have a 6 month safety net, or even better a year. Then only spend these savings for opportunities or for emergencies. Make saving a habit
- Don't have children until you are financially secure. This is a level of security far past having 6 months of income saved. This requires having developed marketable skills so that if you lose your job you have a plan for getting another one quickly. Kids are expensive and you need to have the income to more than make up for this additional expense.
- Choose a job where there is the possibility of getting promoted if you stand out.
- Work Ethic: Work as if your main goal in life is to benefit your employer.
a. Impeccable Punctuality: Everyday you are working before your start time, and leave after you are scheduled to finish.
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b. Initiative: You are always thinking of ways to improve the business.
c. Commitment: You are constantly finding ways to make your bosses job easier and are always looking to take on more responsibility.
d. Sense of Ownership: You take pride in your work, and the company you work for.
e. Positive attitude: Cultivate an air of reasonable optimism - no complaining
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